What motivates people to buy their first home? Ask 100 different people and you may get 100 different answers, from building equity to having more space to start a family. Buying a home is an exciting time for millions of people in America.

However, for many first-timers, the idea of buying a home can seem immensely intimidating. From meeting with a lender to getting a mortgage approved, the entire process is unfamiliar territory. If you fall into the category of an anxious first-time homebuyer, know that you’re justified. A recent survey showed that almost 70% of millennials regret buying their home — so how do you ensure that you’re not one of them?

There is no one-size-fits-all answer. There are numerous factors that play into buying a home, and everyone has different family situations, incomes, and credit histories. The key to knowing when and how to buy your first home is asking yourself the right questions beforehand.

This flowchart created by Self Lender guides you through the most important things to consider before investing in your first home.